Dylan
Novice Member
Bath MG are currently advertising the MG4 64kW Trophy brand-new at £22790 which seems like a great deal.
When I phoned them they said this price was only for people in the affinity scheme, such as military, NHS workers, police etc. From what I can figure out you can also be in the scheme if you have been in the MG owners club for a minimum of 3 months. After doing a bit of research what normally happens is that your employer effectively buys the car and takes money out of your pay packet each month meaning you don't pay tax on that pay so I'm wondering if their stated price is including that discount you have saved from not paying tax. What happens if you're just an MG Owners Club or MG Car Club member? I'm also wondering if there is another catch such as you have to buy it through their finance scheme paying 7.9% APR.
Has anyone else actually bought a car through this scheme without using the dealer's finance package? Are these deals regular? (I see others have mentioned them appearing over the last few years). Just trying to work out if I join the MG Owners Club now whether I am likely to be able to get a good deal in 3 months time. Their advert states terms and conditions apply but doesn't go into the details of what those terms and conditions are.
At that price I'd be happy with an MG4 or an MG5, much higher and I'd be looking elsewhere.
When I phoned them they said this price was only for people in the affinity scheme, such as military, NHS workers, police etc. From what I can figure out you can also be in the scheme if you have been in the MG owners club for a minimum of 3 months. After doing a bit of research what normally happens is that your employer effectively buys the car and takes money out of your pay packet each month meaning you don't pay tax on that pay so I'm wondering if their stated price is including that discount you have saved from not paying tax. What happens if you're just an MG Owners Club or MG Car Club member? I'm also wondering if there is another catch such as you have to buy it through their finance scheme paying 7.9% APR.
Has anyone else actually bought a car through this scheme without using the dealer's finance package? Are these deals regular? (I see others have mentioned them appearing over the last few years). Just trying to work out if I join the MG Owners Club now whether I am likely to be able to get a good deal in 3 months time. Their advert states terms and conditions apply but doesn't go into the details of what those terms and conditions are.
At that price I'd be happy with an MG4 or an MG5, much higher and I'd be looking elsewhere.