I'd be prepared to do that, but on mine when the album/folder is finished, it starts again at the start of the current album/folder. It never goes automatically to the next folder.
Unless I tell it to play all, in which case it plays every track on the whole disk in alphabetical order. If I renumbered as you have, I'd get all the tracks starting with 01 first, then all the second tracks, etc. This mode seems to ignore folder names altogether.
It's starting to sound like the Australian USB music software is worse than that of other countries. I can't fathom any reason for that. Our version numbers seem to be very different too; from poor memory, R11 is the latest infotainment software version here.
It does remember the track that was last played, although it usually starts at the beginning of the track. Though sometimes it does continue where it got to when last paused. I suspect that happens when I start the car soon after it last shut off, even though that makes no sense to me.
Dsr, do you pause the music before exiting the car? I always do, so I don't treat nearby people with my odd taste in music when I get out of the car. Maybe doing so saves the current play position? I don't bother shutting down via the menu, too much faffing about.