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  1. Cocijo

    The great big insurance rip off

    Quick update. Tried Flow Insurance - thanks. They are the same price as LV (my current Insurer). Not surprising as they seem to be owned by LV. Worth a try though.
  2. Cocijo

    The great big insurance rip off

    Thanks for the tip. Are they on the comparison sites? Do you know much about them?
  3. Cocijo

    The great big insurance rip off

    I’ve done quite a bit of comparison work now and it looks like this Years premiums are up across the board. I’m not seeing much savings by comparing and going elsewhere. The only saving that looks worthwhile is to remove my breakdown cover from the policy.
  4. Cocijo

    The great big insurance rip off

    I’m not too sure what the situation is in the UK. I have always thought that premiums were pretty comparable in the UK too, between an EV and ICE of similar value/type.
  5. Cocijo

    The great big insurance rip off

    I’ve only heard about c50-60% increases - I’m not sure where your £1400-£1600 comes from. For most they will pay the £20-£30 a month increased premium instalment and move on.
  6. Cocijo

    The great big insurance rip off

    Yep - most of us - not all of us.
  7. Cocijo

    The great big insurance rip off

    Everyone is different, but for most who do low annual mileage the car is just a luxury not a necessity. Using public transport is what governments have been trying to shift us towards for decades. We like our own personal space too much.
  8. Cocijo

    The great big insurance rip off

    Yes Les, good points. I guess that it’s the extent of the increases that is the concern - many at well over 50% increase year on year is a lot. I shudder to estimate how much a young driver starting out might pay now! I posted this elsewhere - my thoughts might help those looking at saving...
  9. Cocijo

    The great big insurance rip off

    Do you feel that the large increases in insurance costs are justified? Has anyone experience of Tesco car insurance? They are the most competitive on price for me at the moment - but, they don’t seem to get great customer feedback scores. I don’t know how they operate and if they have their own...
  10. Cocijo

    The great big insurance rip off

    There has always been a market in this type of repair/write off vehicle. I’m not too sure how much the market has changed over the years. I do know that one of the biggest factors that drive a decision to repair or write off is off road time. If an insurer is picking up expensive hire costs it...
  11. Cocijo

    The great big insurance rip off

    This is what LV have to say on the subject (1 and 3 are essentially the same thing). Why is the cost of insurance rising? It’s no secret that insurers are dealing with an increase in claims and growing costs. So, let’s look at some of the reasons behind these challenges and explain what...
  12. Cocijo

    The great big insurance rip off

    I know that this has probably been talked to death but what is the number 1 cause of these ridiculously high insurance premium increases? Is it a coincidence that earlier legislation had been introduced, that meant insurers could no longer provide renewal quotes at inflated figures hoping that...
  13. Cocijo

    Sudden automatic braking issue (merged, MG4)

    One of the challenges with these sort of problems is that many of the reported incidents are not actually software issues but driver error. There are also of course many genuine software and other fault related issues. Dealers can get complacent and start to treat most reports as user error...
  14. Cocijo

    Post your favourite joke! Keep it clean and PC!

    I woke up this morning at 8, and could smell something was wrong. I got downstairs and found the wife face down on the kitchen floor,not breathing! I panicked. I didn't know what to do. Then I remembered McDonald's serves breakfast until 11:30.
  15. Cocijo

    Post your favourite joke! Keep it clean and PC!

    "I was mugged by a man on crutches, wearing camouflage. Ha ha, I thought, you can hide but you can't run."
  16. Cocijo

    IMMEDIATE ATTENTION - Replacement Brake Pads

    What some main dealers charge (or try to charge) for this work is just greedy.
  17. Cocijo

    IMMEDIATE ATTENTION - Replacement Brake Pads

    The discs don’t look that bad (although from pics it’s hard to see). Is this the same brake change that started this thread 12 months ago?
  18. Cocijo

    Post your favourite joke! Keep it clean and PC!

    is the answer MG design engineers?
  19. Cocijo

    Annoying slowing in Adaptive Cruise

    All cruise control systems that I have used (ICE included) have a feature that senses the cornering forces and slows the car if these become too great. Some are more sensitive than others and this can spoil the drive on say a fast relatively slight bend. Some systems won’t slow until there is...
  20. Cocijo

    Post your favourite joke! Keep it clean and PC!

    Last night my obese parrot died. Fortunately it was a huge weight off my shoulders.
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