Lovemyev
Distinguished Member
- Joined
- Jan 23, 2021
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- Location
- N.Wales ZS EV ( Gen 2 ).
I am also under the same understanding, you can only retain your NCD for two years, then it’s lost ?.I believe no claims discount is valid for upto 2 years without it being 'used' as long as you have proof. Ring a few insurance companies and double check.
When we went back to one car, I would flip the main driver on the policy in order to retain my wife’s NCD.