Yeh me as well the same around £30 I think I was refunded due to lower mileage.
Yes Les, good points. I guess that it’s the extent of the increases that is the concern - many at well over 50% increase year on year is a lot. I shudder to estimate how much a young driver starting out might pay now!
I posted this elsewhere - my thoughts might help those looking at saving money on their insurance;
I’ve joined the 60%+ increase club today. Single car Premium up by £250 from last Year with no claims or changes. Some things that I’ve looked at that might be worthwhile;
including breakdown cover with the insurer can be expensive(c£50+), whereas getting this separately looks much cheaper (c£15/Year if you choose a £30xs). This won’t apply to many MG people who get breakdown as part of the annual service.
Look at all the other add ons that you have on your policy and see if you can get them cheaper elsewhere - not as an add on with the insurer For example legal cover.
If you go through Gocompare you get £250xs cover - it might be worth increasing your voluntary xs by this amount to see if it reduces the premium.
Look at the overall cost of Monthly instalments - some insurers charge quite a bit of interest. If you are able and it makes sense paying the full premium can save quite bit over the year.
Double check your annual mileage and type of use. If for example, you reduce the expected mileage and you use only social with no commuting (obviously if this is your lifestyle) this might also reduce the cost.
Try the comparison sites before you discuss your renewal. If you get quotes on different dates they can vary - for example at 1 month out from renewal, 3 weeks out etc. Sounds silly but the prices vary quite a bit.
it’s always worth giving your existing insurer a call, once you have all the facts and have done your comparison work - they may cut you a better deal.
the bottom line is that premiums have increased at a ridiculous rate and most of us will pay considerably more.