Insurance quote: "Is your car fitted with a tracker?"

[Topeka]

Time to renew our insurance and having to shop around. One question that comes up is "is your car fitted with a tracker?".

How do other ZS EV owners answer this? Obviously we can track the car using the iSmart app, but I'm not sure if insurers mean a third party fitted tracker or something more "hard-wired".

Also, bonus question - am I right in thinking the car has a Cat 1 alarm, but not an immobiliser or vice-versa?

Thanks

 

[securespark]

I'm sure MG track the car in the event of accident.

But is that only when the SOS button is pressed?

Or can the car be tracked at any time?


Edit:

This from my phone (about our car)

"AI Overview

Yes, the MG4 is considered to have a Thatcham-approved immobiliser and alarm, but no tracking device."

Not sure if the ZS is the same.
MG must trace the car, not track it.

 

[Topeka]

I'm sure MG track the car in the event of accident.

But is that only when the SOS button is pressed?

Or can the car be tracked at any time?


Edit:

This from my phone (about our car)

"AI Overview

Yes, the MG4 is considered to have a Thatcham-approved immobiliser and alarm, but no tracking device."

Not sure if the ZS is the same.
MG must trace the car, not track it.

I suppose it's asking in general terms, if the car is stolen can it be tracked. My view is "yes" as I can open the MG iSmart app and find its location (unless there is something driver-side that can be disabled by whoever is using the car).

Would be interested to hear what ZS owners have put. I assume the same technology is in the MG3/4 too.

 

[decrep]

>>>unless there is something driver-side that can be disabled by whoever is using the car).

Disconnecting the 12v battery would kill this ability. Not very likely, unless the car is going to be striped and sold for parts.

 

[Topeka]

Disconnecting the 12v battery would kill this ability. Not very likely, unless the car is going to be striped and sold for parts.

I suppose that would be the same option for anyone who had control of any car with a "proper" tracker like a high end Audi/BMW.

Still not sure what to answer this as, might just phone the insurer and ask.

 

[decrep]

Probably the best bet,

 

[Topeka]

(edit)

Spoke to my insurer (Admiral). They say the iSmart app tracker on the MG ZS is accepted as a tracker for insurance purposes, and doesn't have to be Thatcham-approved. Reduced my premium slightly.

 

[hmadsen]

I'm sure MG track the car in the event of accident.

But is that only when the SOS button is pressed?

Or can the car be tracked at any time?


Edit:

This from my phone (about our car)

"AI Overview

Yes, the MG4 is considered to have a Thatcham-approved immobiliser and alarm, but no tracking device."

Not sure if the ZS is the same.
MG must trace the car, not track it.

I can tell you, that in case of a crash, the car will not only be trackable, it will send you text messages.

I received 2 in as many seconds.

1. Collission warning for your MG SZ EV (serial) at time X
2. Airbags deployed in your MG SZ EV (serial) at time X

Also, the app will change to show the current location with a big red ring around it ..

The crash module has its own independent power source in case the car is damaged in such a way that they 12V batteri is disconnected or wiring is damaged, cutting the 12V to the unit.

I dont know how much battery it has, but maybe it has enough for MG to be able to track it even with 12V disconnected.

 

[mikewelsh]

Would an Apple airtag count as a tracker if it was hidden somewhere in the car?

 

[hmadsen]

Would an Apple airtag count as a tracker if it was hidden somewhere in the car?

Isn't that made so that if a thief has an Iphone he will get a warning that an airtag is "following him" ?

 

[DBedford]

I suppose it's asking in general terms, if the car is stolen can it be tracked. My view is "yes" as I can open the MG iSmart app and find its location (unless there is something driver-side that can be disabled by whoever is using the car).

Would be interested to hear what ZS owners have put. I assume the same technology is in the MG3/4 too.

But be aware iSmart location finder is sometimes WAY off. Our car, which I can touch should I open the study window, is showing as being 3 miles away in the next village!

About using AirTags as trackers : Can an Apple AirTag Be Used as a Car Tracker? - Tracker Team