Insurance Renewal time again, any recommendations?

[tsedge]

It's that time of year again when our insurance needs renewing. We're with regular standard Aviva at the moment, they are proposing £515 renewal (last year was £443) so it is a significant increase, if not massive.

Looking on MSM, I can find quotes for £425 via Darwin, who I've never heard of but apparently are part of Admiral group.

Anyone have any particularly good recommendations for insurance providers for our MG4 Trophy?

Thanks in advance!

 

[siteguru]

I'm currently with The AA - they were really good when it came to my recent claim due to storm damage, and were competitive when I took out insurance with them last year.

Renewal should come through mid-May, so I'll be surfing again.

 

[Bricktop X PWR]

It's that time of year again when our insurance needs renewing. We're with regular standard Aviva at the moment, they are proposing £515 renewal (last year was £443) so it is a significant increase, if not massive.

Looking on MSM, I can find quotes for £425 via Darwin, who I've never heard of but apparently are part of Admiral group.

Anyone have any particularly good recommendations for insurance providers for our MG4 Trophy?

Thanks in advance!

Thread 'XPower Insurance Renewal Refused'

Aug 7, 2024

Unbelievably, I am already having to look for car insurance.

I've had the car very nearly 12 months and just received the reminder today telling me they aren't renewing my policy!!!

I paid £598 last year with Hastings Direct.

It was a 'distress' purchase, as I was sat on the dealer forecourt struggling to find anyone who had heard of the X Power, let alone get insured on one!

So one year on, I am forced to shop around.

Pleasantly surprised as it happens.

Bought from Budget on confused.com for £376

Compare the markets cheapest was £486

Fully Comp
Protected NCD
Legal Cover
Courtesy...

• Bricktop X PWR
• aviva comparison hastings direct insurance mg4 mg4 xpower renewal
• Replies: 96
• Forum: MG4 EV XPOWER Forum

• 

 

[tsedge]

Thanks guys, I will take a look at both.

 

[Rolfe]

It's that time of year again when our insurance needs renewing. We're with regular standard Aviva at the moment, they are proposing £515 renewal (last year was £443) so it is a significant increase, if not massive.

Looking on MSM, I can find quotes for £425 via Darwin, who I've never heard of but apparently are part of Admiral group.

Anyone have any particularly good recommendations for insurance providers for our MG4 Trophy?

Thanks in advance!

That is odd. I'm also with Aviva, changed last year from Sheila's Wheels. I was prepared to start shopping around again but then I saw this.

I'm not even bothering to look elsewhere.

 

[GaryMG4]

I think saw a report that premiums should be 16% lower this year, `MoneySavingExpert' I think.

 

[Rolfe]

Mine works out at 23% lower.

 

[siteguru]

Given I've made a claim, I'm expecting my renewal to be a similar cost to last year - so the claim offsets any general discount.

 

[tsedge]

That is odd. I'm also with Aviva, changed last year from Sheila's Wheels. I was prepared to start shopping around again but then I saw this.

View attachment 34861

I'm not even bothering to look elsewhere.

That’s good for you then, nice!

Quotes vary enormously depending on so many factors that this can happen. When we insured for our first year it was a lot less than many were reporting.

 

[Burgo]

€394 (approx £327) with Liberty Seguros for fully comp including breakdown cover & recovery with a €600 excess.

 

[Bricktop X PWR]

€394 (approx £327) with Liberty Seguros for fully comp including breakdown cover & recovery with a €600 excess.

Did you need breakdown and recovery?
Should come with every service.

Is this not offered by MG in your country?

 

[Burgo]

Did you need breakdown and recovery?
Should come with every service.

Is this not offered by MG in your country?

Yes, but roadside recovery is also normally included in all Spanish insurance policies - even 3rd party only ones.

I'm not 100 % sure (even after 20 yrs here! ) how it actually works, but it seems that a lot of garages have a recovery truck (grúa) and are registered on some central DB.

If you have a breakdown / tyre blowout / accident you just call your insurance company. In 20 odd years and 5 call outs we've never waited longer than 30 mins.

 

[Tuareg]

Did you need breakdown and recovery?
Should come with every service.

Is this not offered by MG in your country?

It's not offered because in many European countries breakdown cover is always included in insurance. This also makes servicing cheaper, I've been quoted €80 if I had my car serviced now.

 

[Ian Key]

I use the Money Saving Expert's comparison tool.

https://www.moneysavingexpert.com/car-insurance-compareplus/

 

[TerryN]

And always remember to look 26 days before the renewal is due

 

[DrCAN]

It's that time of year again when our insurance needs renewing. We're with regular standard Aviva at the moment, they are proposing £515 renewal (last year was £443) so it is a significant increase, if not massive.

Looking on MSM, I can find quotes for £425 via Darwin, who I've never heard of but apparently are part of Admiral group.

Anyone have any particularly good recommendations for insurance providers for our MG4 Trophy?

Thanks in advance!

I have had a very bad experience with Darwin so I would advise steering clear!

 

[Buster72]

Saga, less than £400 this year.

 

[DannySB1]

I think saw a report that premiums should be 16% lower this year, `MoneySavingExpert' I think.

Certainly hope so! I found my insurance premium jumped massively when switching from my old ICE car to my MG4.

 

[MEH]

If you only do a low mileage finding a pay by mile insurer may be very well much cheaper, tell them your expected mileage, if you do less you will be refunded the difference when it runs out or pay then a bir more if you overdo your expected mileage

 

[Anon70]

I guess this is one upside of a salary sacrifice lease, the insurance is premium is set for the duration of the lease and should be immune to the vagaries of the market