Xpower Insurance

Simon Smith said:

Ive had to buy car insurance last week, the first time since 1998. Since then I've had a company car. I'm 61, 6 years NCB no points and consider myself low risk but the cheapest quote fully comp on MG4 Trophy was about £500 Hastings Direct with a black box. My daughter who is a learner has this type of policy.

I went with Admiral in the end to get windscreen cover and protected NCD so am playing about £650.

I know I'm totally out of touch but on the basis of my quote for the Trophy I'm curious how much people are paying for the
X Power.

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unbornidentity said:

I’m 49 with 9+ years NCB and my XPower cost about £550 to insure with Aviva. I was paying about £400 for my SE with Churchill but they wouldn’t insure my XPower.

I was amazed how many policies didn’t offer windscreen cover as standard and that the cheapest quotes wanted a black box and didn’t also didn’t have windscreen cover. I suppose not including the most likely thing people have to claim for and bugging your car so they can refuse to pay out if you were exceeding the speed limit by 1 mph probably works out quite well for them!

If they wanted £100 a year I might have gone for it but an extra £50 for a normal insurance policy seemed well worth the money

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