Yep, all of that would be a real bonus.
No it doesnt, not comparing with gas for example. Even factoring in boiler efficiency the heatpump doesnt quite make in the best of conditions:-
Gas average cost 4.43p/kWh, with an efficiency of say 90% using gas will average out at 4.92p per kWh of heat.
Electricity say an average of 20p/kWh and a COP of 3.5 would give an average energy cost of 5.71p per kWh of heat.
It's close but certainly not streets ahead. In cooler weather the COP gets significant worse and then gas wins easily.
Absolutely 100%, no brainer comparing it to oil, wood pellets, solid fuel etc.
Several of our rads were already twin panel with the fins inside so larger rads wasnt really an option. What I did do was to run our gas boiler at low flow temperatures during a cold spell to see if it was sufficient to heat our home. I reduced it down to 33 deg C at a minimum and we were comfortably warm. Armed with that info I purchased a 14 kW Mitsubishi ECODAN and installed it myself, retaining the gas boiler too. Obviously no grant because I wanted to retain the boiler as a backup and for when it's really cold. I have programmed Home Assistant to monitor temperatures, performance and energy costs, it makes the decision to use Gas / Air to Water Heatpump or air to air heatpump based on time of day, energy costs and performance. Rarely do the figures force the air to water heatpump to be chosen, gas is the prime one and air to air in the evenings.
Air to water heatpump is not the real solution it's made out to be IF gas is available. Air to air is good and you can of course use it for cooling as well.