Well, yeah, I just get nervous with the "Money Saving Expert" type "one weird trick" things that promise to save you thousands. I also don't like being committed, even a little bit, up front. I have to talk myself into it and then just do it before I change my mind!
I was thinking I could order one before my fossil's MOT is due, but if it takes 3 months then that's out and I'll be tempted to wait another year if it doesn't need expensive repairs.
Is this sort of thing common for other manufacturers?