Xpower Insurance

[wilkywilko44]

morning everyone, pick up my brand new Xpower tommoz, require insurance !!!
Anybody got any advice on where to get the best/cheapest Quotes.
Matt Racing Green was Colour choice Boom
Thanks again
Wilkywilko44

 

[Muffler]

Bizarrely, it cost hardly anything for me to keep my MG6 and add the XPower as an additional vehicle to a multi-car policy than to do it as a replacement. Will get a true comparison when it all comes up for renewal in July.

 

[wilkywilko44]

Only got till the end of March on my old car, need to see Monday, what they can offer me, currently with a modified car insurance company

 

[MG Clive]

Just use a comparison site @wilkywilko44, it seems to be the modern way, and also the way I do it. Everybody's insurance quote will be different, but just as a quick comparison, mine is £460 through Swinton.

 

[unbornidentity]

I had a look before I ordered mine. My current one Churchill won’t insure it annoyingly but had a go on Compare the market and plenty will. Admiral came up cheapest for me but have to go for the 3rd cheapest as one didn’t offer windscreen cover and another wanted to fit a black box!!

 

[Bricktop X PWR]

morning everyone, pick up my brand new Xpower tommoz, require insurance !!!
Anybody got any advice on where to get the best/cheapest Quotes.
Matt Racing Green was Colour choice Boom
Thanks again
Wilkywilko44

Have a gander in here......

Thread 'XPower Insurance Renewal Refused'

Aug 7, 2024

Unbelievably, I am already having to look for car insurance.

I've had the car very nearly 12 months and just received the reminder today telling me they aren't renewing my policy!!!

I paid £598 last year with Hastings Direct.

It was a 'distress' purchase, as I was sat on the dealer forecourt struggling to find anyone who had heard of the X Power, let alone get insured on one!

So one year on, I am forced to shop around.

Pleasantly surprised as it happens.

Bought from Budget on confused.com for £376

Compare the markets cheapest was £486

Fully Comp
Protected NCD
Legal Cover
Courtesy...

• Bricktop X PWR
• aviva comparison hastings direct insurance mg4 mg4 xpower renewal
• Replies: 96
• Forum: MG4 EV XPOWER Forum

• 

 

[bedsev]

Keep an eye out for ev Brucie bonuses too, my admiral came with free subscription to bp pulse, saving 6.99 per month and run out of charge recovery

 

[Mickandsej]

I’m with Privilige, started policy with a 1yo ZS 1.5, then changed to the 5SE. They won’t cover the XPower! Got to cancel and reinsure the XP which makes a big hole in my budget, not paying DD anymore as they charge extortionate APR for doing so

 

[unbornidentity]

Just had to cancel with Churchill and switch to Aviva as Churchill wouldn’t cover my XPower. In fairness to them there is a £59 cancellation fee but they waved it without me even asking as it was because they wouldn’t cover my new car.

 

[salty]

Just had to cancel with Churchill and switch to Aviva as Churchill wouldn’t cover my XPower. In fairness to them there is a £59 cancellation fee but they waved it without me even asking as it was because they wouldn’t cover my new car.

There loss then. Aviva's gain.

 

[Mickandsej]

I’ll put that to Privilege then, they’ve been an absolute pain this last year anyway, and their APR was eyewatering - well over 50%. Best deal so far (excluded some bizarre names thrown up on comparison sites) is with the Post Office, £479, 57yo, out of town address, 8000 miles, full ncb/clean licence, fault acc 5 yrs ago. Wife’s Aygo was £160 with them. Seems dear but the 5 was about £300 so can’t grumble.

 

[unbornidentity]

I’ll put that to Privilege then, they’ve been an absolute pain this last year anyway, and their APR was eyewatering - well over 50%. Best deal so far (excluded some bizarre names thrown up on comparison sites) is with the Post Office, £479, 57yo, out of town address, 8000 miles, full ncb/clean licence, fault acc 5 yrs ago. Wife’s Aygo was £160 with them. Seems dear but the 5 was about £300 so can’t grumble.

Mine wasn’t particularly cheap. The SE was £440. It jumped to nearly £700 with Aviva which is how I ended up with Churchill! It’s kinda ironic I’ve ended up back with Aviva!

The XPower is about £580 with Aviva and there were a couple a bit cheaper but the cover wasn’t as good. I’ve had two windscreens smashed in the past by mega stone chips (nearly happened again the other day) and I’ve ever only crashed once and was a complete nightmare because my insurer downgraded my cover when I haggled over the price on renewal (I didn’t realise). I thought I had guaranteed hire car cover and didn’t after renewal and ended up in a dispute over the cause of the crash.

I don’t skimp on cover after that experience. I also wouldn’t insure with Hastings if they paid me to get insurance with them. They were absolute arseholes!!

The crash was caused because my passenger was distracting the hell out of me on a confusing junction and I accidentally ran a red light. A new driver ploughed into the side of me, panicked and planted the throttle instead of the brake, span around from the impact and ploughed onto the back of me afterwards. Hastings insisted the second part of the crash was the fault of the other driver. It wasn’t, it was my fault. I knew it, the claim management company knew it but it dragged on for months while they insisted I accept it as two claims (one fault, one no fault) or they would only fix the side impact damage. I was trying to do the right thing and my insurance company made it an absolute nightmare and no hire car cover that I thought I had and needed.

Sorry, a bit too much of a rant, but I’m still bitter about it 10 years on! I had protected no claims; they gave me a ridiculously expensive renewal quote which I declined; and they renewed it anyway and had to claim it back.