We don't have a charger as due to our car usage profile and the fact I work from home we don't need one. We have a 3.65kW array and I charge the car on days when we will have low power loads and it's sunny

The car draws 2.2 ish on the granny charger so that leaves us with enough to run everything else. We went for optimised LG panels and the matching SolarEdge inverter, not cheap but so impressed. I'd advise anyone looking to have solar PV to find out about panel optimisation before making a descision.